Eliminating PCI Compliance Risk Through Payment Modernization

Overview

ImagineX partnered with a leading home warranty provider to modernize their payment infrastructure following a corporate mandate from their parent company. ImagineX designed and implemented a secure, tokenized payment solution using First Data Payeezy, successfully moving the client out of PCI compliance scope and hardening their public-facing applications.

Problem

• Existing payment architecture exposed the client to significant PCI compliance risk and regulatory burden

• Sensitive cardholder data flowed through client systems, creating security vulnerabilities

• No tokenization or hosted payment model was in place to insulate the client network

• Multi-step payment flows lacked unified handling for card saving, pay now, and installment plans

Solution

ImagineX architected a multi-request hosted payment integration using First Data Payeezy, ensuring sensitive card data never touched the client network. The team built a new API with dedicated authentication, implemented tokenization logic, and recoded complex payment flows including card saving, pay now, and installment plans while maintaining a seamless, branded user experience.

Outcome

• The client successfully moved out of PCI compliance scope, drastically reducing regulatory risk and securing sensitive end-user data

• Full tokenization ensures raw cardholder data never touches client infrastructure

• Complex payment scenarios — card saving, pay now, and installment plans — fully modernized and operational

• Seamless, high-quality user experience maintained through a customized and branded payment portal integration

Services Delivered

• Multi-Channel Experience Platforms

• PCI Compliance

• Payments Integration

Engagement Team

• Engagement Lead

• Solution Architect

• Front-End Engineer

• QA Engineer

• Product Owner

Technologies Used

• Angular

• Payeezy

• APIs